Portland Web Design, affordable web site design for small business, Portland Oregon

Here are some of the common terms you need to become acquainted with to understand E-commerce and how it works. We are also giving a generalized rundown of the costs involved for Ecommerce so you can make calculated decisions concerning it.

What is a SSL? Short for Secure Sockets Layer, a protocol developed by Netscape for transmitting private documents via the Internet. SSL works by using a private key to encrypt data that's transferred over the SSL connection. Both Netscape Navigator and Internet Explorer support SSL, and many Web sites use the protocol to obtain confidential user information, such as credit card numbers. By convention, URLs that require an SSL connection start with https: instead of http:. A shared SSL is provided free with some hosting providers, such as Crystaltech.

What is a Shopping Cart? Software used to make a site's product catalogue available for online ordering, whereby visitors may select, view, add/delete, and purchase merchandise. Is usually database driven.

What is a Payment or Internet Gateway? A transaction-processing system that allows businesses to authorize, settle and manage credit card and electronic check transactions on line. Authorize.net is the payment gateway we use.

What is a Merchant Account? A merchant account gives a business the ability to accept credit cards as payment for the company's goods and services. It provides your customers with an extremely popular payment option, beyond cash and checks.The Merchant Account provider we use is Payquake. Payquake comes bundled with Authorize.net for the complete avenue to a real time processing cart.

E-Commerce Merchant Account Links

Features:
A real merchant account compared to a third party credit card processor as are the following two. Here is an article comparing the difference.
As low as $0 setup fee
Annual fee: $49, + $9.95 per month.
Free Gateway Cost, monthly Gateway Fee and Online Statement service.
Discount rate: 3.59% + .40 per transaction - varies with plan - as low as 2.79%
Accepts: Visa / MasterCard / Discover / American Express and can be hand processed if desired

Requires:
* A voided check from the Business Bank Account you will transfer credits to
* Registered Business Name
* Valid Drivers License or State ID Card

Features:
A third party credit card processor
One Time $49 Merchant Account Sign-up Fee
Discount rate: 5.5% + .49 per transaction
No Term Contracts No Monthly Fees
No Statement Fees, No Gateway Fees, No Leases, Free SSL
Accepts: Visa / MasterCard / Discover / American Express

Features:
A third party credit card processor
Rates as low as 2.9% - 2.2% + .30, depending on plan
No longer requires customers to be signed up with paypal
No Sign-up Fee, No Term Contracts, Free SSL, No Statement Fees,
No Gateway Fees, No Leases
Accept: Visa / MasterCard / Discover / American Express / eCheck

Affordable Web Site Design for Your Small Business
... helping you look good!

Phone: 503.759.4714
Fax: 503.829.9172

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(Erika's Web Design) - Portland, Oregon
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